You will see how easy it is to get the ultimate return on your assets with a system that uses a combination of stocks and options. You buy a stock and sell an option on that stock. The money this earns (the premium you receive for selling the option, minus the commission) gives you extra cash flow and downside protection on your stock. If you just buy the stock and do not sell an option, you receive neither the extra cash flow, nor the downside protection.
Arizona Financial Software has designed a program to help you write, analyze, and track the writing of covered call options. This program describes a very conservative use of options because it deals with options in a covered call strategy.
In their booklet "The Value Line to Option Strategies", the esteemed investment service Value Line states:
"Curiously, the most attractive option strategy when returns are concerned in relation to risk is covered call writing. It provided profits over 20% a year with relative consistency and it is only about half as risky as holding a portfolio of common stocks."